Blog
AML compliance, explained clearly.
Practical guides on reports, thresholds, KYC files and the risk-based approach for Mexican reporting entities.
When to file the Mexican AML notice and what happens if there were no transactions
The Mexican LFPIORPI notice is due by the 17th of the following month. What the XML contains, how to file on the SAT portal, what to do in zero-activity months, and key reform changes.
UMA thresholds in Mexican AML: how to calculate them and why they change every year
Mexican AML thresholds are pegged to the UMA rather than fixed pesos. Learn how to convert 2026 UMA ($117.31 MXN), why February 1st is critical, and how rolling 6-month accumulations work.
Ultimate beneficial owner: what changed with the 25% threshold and how to build the file
With the AML reform, the equity control threshold dropped from 50% to 25%. How to document ownership chains, how to handle trusts, and how to verify compliance during a SAT inspection.
Risk-based approach: first steps for Mexican reporting entities under the 2027 reform
The 2026 General Rules mandate an EBR risk assessment methodology starting March 1, 2027. What the methodology must contain, the four key factors, and how to begin.
Automated monitoring mechanisms: the obligation taking effect on June 1, 2027
Agreement 115/2026 mandates automated systems for transaction monitoring and deviation alerts. Its scope based on company size and volume, and how to prepare today.
AML compliance manual: Article 18 requirements and how to structure it without templates
The compliance manual is not a generic template: the SAT inspects whether it is adapted to your vulnerable activity, actual workflows, and EBR risk methodology. What it must contain and how to keep it versioned.